Benefit Plan Reviews
We are an established employee benefits advisory with more than 70 years of combined industry experience. We have experience on both the broker and group benefit insurer sides of the industry. Over many years, we've refined and evolved our approach to employee benefit plan design and claims funding whereby we specialize in using, insurer-backed, partial self-insurance, ASO (Admin Services Only), for the EHC & Dental benefits with a combined HSA (Health Spending Account)/WSA (Wellness Spending Account) that has both web based and mobile-application (iOS and Android) interfaces. We believe this is the most cost effective & flexible modern era employee benefit plan design that has evolved to the point where partial self-insurance combined with Flex HSA with Wellness spending accounts are no longer just for larger company's. By utilizing modern technology, good-quality, low-cost benefit plans are now easy to implement and cost effectively maintain with the help & support of an experienced and technical based employee benefits advisory.
We Provide Expertise, Recommendations, and Ongoing Service & Support
Benefit Plan Reviews - Edmonton & area
Employee Benefits Advisory
#200 - 6904 Roper Rd NW
Are we the best employee benefit consultants in Edmonton & area?
Our clients think so, and we think you will too.
Please contact us to arrange a no-charge, no obligation employee benefit plan review.
Employee Benefit Specialists
Like most industries, the employee benefits insurance industry has become more specialized over the years. One major reason for this is that group benefit insurance companies, though similar in their fundamental approaches, use different metrics and formulas to determine their own cost structures by line of benefit. Add to this: benefit taxation changes, changing technology, the increasing need for benefit plan related company liability protection, changing legislation around benefits and employee benefits can become complex very quickly. This is why you need the help of an employee benefit specialist advisory brokerage.
When it comes to high-quality employee benefit plan advice & support, really the days of the generalist broker are gone. Life insurance, financial planner or general insurance (home & auto) based generalists that also 'do employee benefit plans' can no longer properly present & maintain sustainable high-quality cost effective benefit plans because they simply don't have the ongoing focused expertise to do so. They may be great at selling life insurance or mutual funds, but it's easy for us to see the 'holes' in the plan design & funding approach of a generalist advisors' plan design & claim funding setup. Also, employee benefit insurance tends to be much more varied & complex than life insurance and general insurance offerings. Partly because of this, the pricing of it can significantly be impacted by a skilled specialist Advisory that is assigned & enlisted to work on behalf of your company in this regard. You can choose to be really good at one thing, or be mediocre at many...we choose the first approach.